Share this
  • Bookmark & Share

AIG Personal Accident Insurance... Get 24 hours worldwide protection

AIG Personal Accident Insurance Cover

AIG Personal Accident Insurance Cover: Get 24 Hours Worldwide Injury and Accident Coverage

Premier Protect Plan from AIG Direct Singapore is the personal accident insurance plan you need.

With AIG Personal Accident Insurance, you can focus on getting well without having to worry about whether your savings are sufficient to pay for medical expenses.

One morning you bid goodbye to your family and head out to work, and, unexpectedly, your morning turns out to be different. An accident occurs, resulting in hospitalisation. It need not necessarily be a major event like a car accident; it can be a fall caused by a wet patch on the ground resulting in injuries.

All you need in an AIG Personal Accident Insurance plan to cover you throughout your recovery.

Find out about Personal Accident Insurance here
Insurance Features and Benefits Back To Top

Making it a tad easier for your family
Should you suffer a permanent disablement due to a personal accident, your loved ones can be financially protected with a lump sum payment of up to S$180,000. The money can also be provided in a monthly amount of up to S$5,000 for 36 months, if it means easier financial management. This supplementary income makes it a tad easier for you and your family to make the necessary lifestyle adjustments.

Receive daily cash as you stay in hospital
A severe personal accident can mean prolonged medical care in a hospital. Your stay in a hospital can be made easier through a cash benefit of S$150 for each day of hospitalisation for up to a maximum of 365 days per accident.

What if the accident results in death?
In case of an unfortunate loss of life due to an accident, your loved ones will receive a cash benefit of S$100,000, ensuring that they need not worry about the finances during this difficult time of bereavement.

Premier Protect Plan
Summary of BenefitsSum Insured
Accidental DeathS$100,000
Family Income Supplement upon Permanent Disablement

Up to S$180,000 lump sum OR

Up to $5,000 per month for 36 months

Daily Hospital Cash due to an Accident

(up to a maxmium of 365 days per Accident)

S$150 per day

Optional Benefit - Dependent Children's Coverage

- Accidental Death

- Daily Hospital Cash due to an Accident

(up to a maxmium of 365 days per Accident)

S$10,000 per child

S$50 per day per child

Insurance Premium Rates Back To Top

Personal Accident Insurance... An easy monthly premium for it all
You need to pay just S$18.70** monthly or just 63 cents per day; this insurance premium does not increase with age. If you enroll for yourself and your spouse, (s)he enjoys 15% discount off the insurance premium, i.e. you pay S$34.60 for both of you.

For an additional S$10, you can extend the coverage to your dependent children who are between the ages of 1 and 17 years.

Premier Protect Plan

Couple - Individual & Spouse (Spouse enjoys 15% discount)S$34.60
Family - Individual, Spouse and Dependent Children* S$44.60

Entry age is between 21-65 years old. The personal accident insurance plan is renewable up to the attainment of the age of 70.

For dependent children, the entry age is between 1-17 years old, and the insurance plan is renewable up to the attainment of the age of 18.

* You can enroll for an unlimited number of dependent children in Premier Protect Plan.

Notes / Disclaimer Back To Top
** The insurance premium is based on Individual's enrolment.(inclusive of 7% GST)
  • This is a personal accident insurance plan where the benefits are payable only upon an accident occurring.
  • Illnesses and pre-existing conditions will not be covered.
  • The specific terms, conditions and exclusions are set out in the policy contract.
  • This is only product information provided by AIG. You should seek advice from a qualified advisor if in doubt.
  • If you are switching insurance policies, you should consider whether this will result in any other costs and whether the benefits under the new policy are more suitable.
  • This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic. For more information on the types of benefit that are covered under the scheme as well as the limits of coverage, where applicable, please visit the AIG, GIA or SDIC websites.
  • Premier Protect Plan is underwritten by AIG Asia Pacific Insurance Pte. Ltd.